Group Disability Insurance

When the health of an employee is hindered for a long period of time, both the company and the individual are impacted financially. LTD, or Long Term Disability Insurance was created to ensure that the employee can still cover their expenses when their employment is interrupted by unexpected incapacity. There are different plans that appeal to everyone’s needs and they are offered with tax deductible, low cost payments.

There is also Short Term Disability Insurance, or STD.  When an illness or an accident prevents an employee from working, they are unable to depend on their weekly wages. With STD, a percentage of the intended wages is dispersed to the employee to help with their day to day expenses. The employer and the employee can both benefit with this insurance coverage.


Affordable Insurance and Financial Services offers free, comparative quotes on group disability insurance from multiple insurance carriers so you can get the best possible rate whatever your group size or benefit goals.

Want to see how much we can save you and your business? Just request a quote to find out.

October 22nd, 2015 by Affordable Insurance and Financial Services