There are many situations that call for long term care. This is care either provided in the home, or in a special facility. If a person needs help with their daily activities- such as getting dressed, eating, or bathing, care is required.
The human life expectancy is on the rise, which means there is a growing need for long term care. There is a high likelihood that you will need long term care for illness, old age, or a disability at some point in your life.
Social Security, Health Insurance, and Supplemental Insurance don’t usually cover long term care. Medicaid pays for almost half of care in a nursing home, but you have to meet poverty guidelines according to the federal government and may have to get rid of your assets to cover healthcare.
Long Term Care Insurance will give you the peace of mind you need at the most trying of times.
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